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FREE SAUCE - Opurtun Loan Method (Same Day Approval)

by /u/CtlAltAnon · 1 votes · 1 week ago

Opurtun Loan Method (Same Day Approval)

I have a massive stash of methods. I wanted to pass along this one along as some free sauce.

This is one of the most easiest methods to follow and you can get approved easily. But take not that although this method approves easily it has some requirements that if you dont follow you wont be approved.

Required/Tools needed:

- SSN number

- First & last name


- 911 or any good vpn

- Create an email matching your SSN details

- Google voice number etc

- Bank account, RN, AC matching the SSN

- Make sure your SSN score is 600 and above

Take note that this method only works the states below. So make sure your fullz is from one of the states below:














New Hampshire

New Jersey

New Mexico

North Dakota





Rhode Island

South Carolina

South Dakota






Opurtn Loan Method (Same Day Approval)

1. Make sure to connect your IP address to the fullz you are usings state, then check if you IP is clean by going to whoer.net (tip: make sure your proxy is NO, anonymizer is NO, blacklist is NO, and your disguise is above 70%)

2. Now browse the Opurtun loan website and click APPLY NOW

3. On this page click PERSONAL LOANS

4. Enter the address/zip code here (make sure it is coming from the states I have shared up there or else you will get an error). Then click search

5. On this page enter the fullz first name and last name

6. Enter the date of birth that came with the fullz

7. Enter the email you created matching the SSN details and enter the google voice number or other number and check celler under the phone type.

8. How long have you owned this number check the box for 6 months to 1 year and accept terms and click on NEXT

9. Check the box for text messages and click SUBMIT

10. Enter the code you receive and click on VERIFY

11. Remember from the beginning we selected personal loans, so choose personal or household needs and click NEXT

12. Enter your fullz address and enter any date from 2002 to 2017 in the last section and click on NEXT

13. In this section enter drivers license and select the state that issued the DL

14. Choose SSN and enter the SSN number. Now when you get to "your income" section, enter any amount from $300 to $9500 anything below or above will get you deleted or they wont approve you.

15. Choose YES and click NEXT

16. Enter any amount from $800 to $1500 anythin below or above will get you deleted or they wont approve you. Then choose YES and click NEXT

17. Choose self employed and retail department store

18. Take note of this section, choose weekly payment and divide the income amount you entered (step 14) by 4. In my case $6000 / 4 = $1500

19. Click NEXT to proceed

20. Check if all the information is correct before you click submit.

21. On the next page you should see your pre-approved amount then click NEXT


23. You choose to enter your bank account manually or you can login online with a password and username or better still enter the RN or AN


Please take note that this method works for those with bank account details matching the SSN details and make sure the address falls within the states I listed above.

Comments (6)
/u/jahmaster20 · 2 votes · 1 week ago · Link

When you add manually you are asked for documents. And this has been the case over the days. secondly when i last did last month when linked with plaid and they saw no transactions then be assured they wont drop shit.

/u/CtlAltAnon OP · 1 votes · 1 week ago · Link

Yes you have to hit that sweet spot for instant approval. If done right here you will be approved when finished signing up. That is the goal with this one. If it doesnt and you go into further checks, then yes Id say good chance for denial. This also isnt for big hits. Simple easy quick hits for the noob.

/u/Juneau · 1 votes · 1 week ago · Link

Probably dumb question but how do I get the matching email, phone #,and bank info?? My first thought is to ┬╣open a Experian account in there name and info and ┬▓manually add my created phone, email, and ban k.. sorry for the noob question.. ok and if I do need to make fake accounts for them wont opporttun deny because of history length of said accounts??

/u/jahmaster20 · 2 votes · 1 week ago · Link

Bank info is just creating and best is using plaid not manually adding. The bank need to have transactions. that is where the issue is. Loans are not as easy as people think they are mybe people should just focus more on just different ball game in loans. eg, open a bank account and then request for a loan rather use this sites. i wont share which best bank are to give loans but look at that directions.

/u/CtlAltAnon OP · 1 votes · 1 week ago · Link

This is correct

/u/CtlAltAnon OP · 1 votes · 1 week ago · Link

See /u/jahmaster20 comment