For foreigners doing fraud with USA fullz or cards, they need a bank drop to receive money. They don't reside in the US so the only way is to find a money mule and ask him to pick card up from the mail. Most of the mainstream banks in the US ask you to answer verification questions online or visit their branch with an ID and a bill. Virtual drops are easy to create if you have ID scans i.e. Driver's license, passport or state ID card. They will give a virtual card to use. Also they allow sending debit card to a drop address. Their classification below:
N26 (Needs ID scans)
Revolut (Needs ID Scans and good aging)
Guys! I want to hear your experience with Cashapp, Monzo, etc. Lets grab PUA and PPP loans before the deadline. I'm learning to make DL scans right now. I'll teach you once I succeed.